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  • kevinkhemphill 11:43 pm on July 2, 2010 Permalink | Reply
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    It’s YOUR time! 

    If you’re brand new to the online world, here’s how the home
    business industry may appear to you: “The few” who have
    “figured it out” are feeding off “the many” – those who are still
    chasing their dreams.

    You have “the few” selling the dream to the clueless herd year
    in and year out, GOING BROKE in the process…and then
    blaming themselves (or getting blamed by their “sponsors”)
    when they fail.

    Personally, I spent three years and thousands of dollars
    chasing the “next best” deal trying to figure out how to make
    mo ney from home on my own….

    I couldn’t get a straight answer from ANYONE!

    All I could get was BS, lies, and evasive answers. NO one
    would tell me their secrets. Was there even a secret?

    In fact, an entire industry has developed around offering
    ALL kinds of hope, hype and smoke to the dream chasers.

    Why do you think this industry has the reputation that it has?
    As brutal as it sounds…You don’t stand a chance on your
    own. No one does actually. If only THEY told us that in the
    beginning…

    Now you know. And now you know of the only marketing
    and support system in existence that will never, ever, ever
    let you go it alone.

    THIS is the reason why we Life Wealth S-Y-S-T-E-M-$ — to
    give everyone the same “edge” regardless of age, race,
    background. It no longer matters. The deck of cards are
    now stacked in your favor… at last!

    KINGDOM!

    Kevin K. Hemphill LIVE !!!

    615.653.0679

     
  • kevinkhemphill 7:15 am on February 20, 2010 Permalink | Reply
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    The American Dream Downsized, or Upscaled. Your choice! 

    Today’s news is filled with doom about the economy and dire predictions about a permanent downsizing of the American Dream. It’s as if our futures have become foretold. To me, this is precisely the time to talk about building wealth.
    The mind numbing tidal wave of financial collapse does not have to engulf you. To avoid it, however, you have to have an evacuation plan that leads to higher financial ground, and you have to choose when to put that plan into action. When it comes to wealth building, it always starts with a choice.
    I recently heard of man who died at 53. He had been a quadriplegic since being in a car crash when he was 20. Over 300 people crowded the church for his memorial service and hundreds more counted him as a friend. Not just a friend, a good friend.
    Confined to a wheelchair, with the use of one arm but not his hands, he had worked at maintaining those friendships, investing time and effort in learning what held meaning for each and every one of them. He had used technology to stay in touch with the world. His friends sought him out for advice. He never betrayed a trust he had earned. And he never complained about his condition. Not a day in his life went by without someone dropping in on him for some quality time.
    I call that a wealthy man.
    His wealth was not accidental. However you measure wealth, building it involves working towards certain fundamental principles. It turns out this man had always had good friends. After his crash and rehabilitation, he recognized how important they were to him – they were major assets – and he made a choice to work hard at having a wealth of them. He lived off of the joy and love they generated. When he passed, he had outlived his life expectancy by more than 20 years.
    We all seem to have a deep down sense of what wealth is. We might agree, for instance, that it contains the passion of our relationships, the intensity of our experiences and all of those things you can take with you. We could also probably agree that wealth includes not only what you earn, but also what you are given and what you learn.
    Wealth is not simply the sum of our assets and resources minus our liabilities and debt, it involves the choices we make in how to work with them to generate capital. Strangely enough, wealth only has value if it is used, and it is only worth having if it supplies the capital we need to live a fulfilled life.
    One more thing we can probably agree on. While wealth involves more than money, money is likely one of the first things that come to mind when we think about building it.
    How, then, do we begin to build wealth? For me, it started with choosing to find out how. That meant making an investment in my self – recognizing that I could use a little help in the form of knowledge – and making a commitment to that process. I pretty quickly discovered that time (a key ingredient for getting anything done) was essential to building wealth – and that I had better use it wisely because, let’s face it, who knows exactly how much time any of us has? (How many of us knew our retirement investments might be sliced in half so quickly, or that our employer might suddenly be considering layoffs?)
    So, I sought out experts who could effectively and efficiently teach me fundamental principles of debt elimination, tax reduction, cash flow multiplication, asset protection, investment management and how to live on less than I made.
    I found them atCarbon Copy Pro & Wealth Masters International, through their m1 program, which takes the kind of holistic approach to wealth that I have been talking about. That’s where I also learned how to be responsible with money regardless of how much or how little I was making. And it’s where I learned that building wealth is directly connected to personal growth and growing beneficial relationships.

    The decision to transform your American Dream into reality does not need to be triggered by a life-changing event. Choices must be made. Effort and time will be required, but less time than you might imagine. Your inner life will grow as well, and you’ll meet some remarkable people along the way.
    All my best,

    KINGDOM I am !

    Kevin K. Hemphill LIVE !!!

    615.653.0679

     
  • kevinkhemphill 9:42 pm on February 8, 2010 Permalink | Reply
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    Bush Or Obama – BOTH! 

    A little over a year ago, Obama walked into the top leadership job in the world – President of  the United States of America!  Many cheered while others frowned, but there was no mistake, this was and still is a BIG DEAL!

    A black as president, is & was less gratifying than having a good man as president.  I voted for Reagan, Bush 1 & Bush 2 … I’m a republican by nature, but I supported Obama in 2008,  because I felt our country needed an Obama. Obama represented an opportu nity to approach the process of running this world from a different vantage point, perhaps a more common vantage point, and I sincerely believe if given time, resources and support he’ll leave the office better than he found it.

    But don’t get it twisted  – Bush is a good man, and had a chance to be perhaps one of the best presidents ever; however, he ran into some tough situations – 9/11, space shuttle blow up, Irag war which led to a bad economy, Wall Street/ banking issues – death by one cut at a time.  I don’t believe anyone could have navigated through the situation without heavy collateral damages.

    Likewise, Obama inherited a mess – let’s not kid ourselves – Obama stepped up to what most people would have run from.  There where a lot of pretenders, but everyone knew that the Office Of President in 2008 was an almost impossible job to succeed at. It amuses me to see Sarah Palin even pretend she could ever do the job -c’mon let’s get real.  There is a woman who could and can do the job – Senator Clinton – do some research Palin vs. Clinton is easy – Ma’dam President Clinton!

    So, how will I land this little piece … it’s time for us to be Americans, not democrat or republican, not black or white – just Americans. It will take the best minds in the world to meet the challenges ahead – last time I checked great minds come in all colors, sexes, nationality, etc.  So, let’s cease with the “play” and get to work saving our country, our town, our neighborhood and our families; and let’s do in a “bi – lateral” way that yields positive results around – why can’t it be “win -win”

    Bush or O’bama – I say BOTH!

    I am KINGDOM!

    615.653.0679

     
  • kevinkhemphill 10:31 pm on October 19, 2009 Permalink | Reply
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    Tried And Proven – Again & Again & Again! 

    Having been in this industry for over twenty years, I’ve had the opportunity to see how network marketing has evolved to what it is today. Never in the history of network marketing has there been such a variety of programs available. Likewise, the assortment of compensation plans appears to match the number of programs.

    There are so many building systems, and teachers to learn from, that people are getting confused. It is therefore, the purpose of Kevin K. Hemphill LIVE ! to guide you through a field-tested system that will teach you the nature of the business.

    Notice the phrase, field-tested. What you will receive in Kevin K. Hemphill LIVE !  is not some unworkable theory. Through the years I’ve learned the three primary reasons people have a hard time growing a internet/home based businesss…

    1. Most people don’t like to sell. So trying to teach them sales skills is very difficult.
    2. Most people suffer from low self-esteem. To raise their self-esteem takes more than a     few phone calls or visits.
    3. Most people don’t like change… sometimes not even a positive change.

    Discovering what people don’t like or won’t do was one thing. Learning what they like to do and would do, well that took a while longer. Our discovery was that most people could follow instructions.

    We  tested our discovery with 25 prospects in an area that already had a lot of network marketing companies. We taught people a system that all they had to do was follow instructions. Our results, 6 months later, a downline of 267  solid, hardworking distributors.

    Our goal is to keep everything consistent with proven techniques that work.

    Motivation + Enthusiasm + Direction = Success

    To Your Success!

    Kevin K. Hemphill LIVE !

    Kevin K. Hemphill

    615-653-0679

    FREE MENTOR COUPON :  

    http://maps.google.com/coupons/page?oi=lbc&did=0_9357457164866477242&hl=en-US&gl=US

     
  • kevinkhemphill 2:41 am on October 19, 2009 Permalink | Reply
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    Boom Babies Boom ! 

    When a bad economy has a negative impact on you and your retirement savings, you may have to tap into your nest egg to make ends meet. To secure your future, however, you’ll need to find ways to rebuild retirement savings to improve your financial outlook. Whether you’ve retired or have a way to go before you stop working, consider the following ideas to help rebuild retirement savings.

    Step 1 Stop the outflow from your retirement account by cutting back on spending. Avoid extravagant purchases, make changes in your daily spending habits and reduce vacations and family gifts. Although revising your budget is a sacrifice, it’s worth it to preserve what’s left of your “nest egg” for the future and to be able to deposit a little each month to rebuild retirement savings.

     Step 2 Rebuild retirement savings with any money that comes your way throughout the year rather than spending it. If you get a tax refund, for example, place it directly into your retirement account. If you’re still working and get a sizeable return, consider changing your withholding to get more money in your paycheck to use for bills and other expenses rather than getting a lump sum once a year that you spend because you consider it a windfall.

    Step 3 Consider working a few more years if you’re approaching retirement age. If your pension is based on the average of your last five years’ salary, for example, working longer can increase the amount of your retirement income and increase the amount you’re adding to your “self funded” account. If you’re retired, consider working a part time job to help with monthly expenses and make your retirement account last longer.

    Step 4 Consult a life coach/strategist planner to re-focus and re-test your dreams; why not the worse has happen, go have fun again – challenge the system!. Although you won’t rebuild retirement savings by overnite, you can re-build!

    Step 5 Continue contributing to your 401k retirement account even if you’re facing financial difficulties. If your employer matches contributions up to a certain amount, for example, at least contribute that sum to receive the additional deposit to help rebuilt retirement savings.

    Finally, start a home based business, and take the profits to build your 401k. Create new streams of income … build your future AGAIN ! Consult your CPA in regards to taxes, you will find some great benefits – GET UP, GET  OUT and go BOOM BABY!

    Kevin K. Hemphill LIVE !!!

    http://www.kevinkhemphill.com

    615.653.0679

     
  • kevinkhemphill 12:12 am on October 19, 2009 Permalink | Reply
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    Blueprint To Success! 

    An attraction marketing blueprint is effectively a system that allows you to promote your value in order to brand yourself as a leader and a solution to a problem.

    So what’s the problem?

    Commonly the problem for network marketers is a lack of leads and a lack of cash flow.  An attraction marketing blueprint or system can effectively solve those problems for the home business distributor. The term, “attraction marketing” was coined by Mike Dillard when he wrote  Magnetic Sponsoring.

    The concepts were simple. Identify your target market, which are existing network marketers and solve their most prevalent problems. Be the Alpha. Be the leader others are looking for. Give value to them. Teach them how to generate leads for their business. Teach them how to use the concept of a funded proposal to monetize the 95% of your prospects who do not join your business.

    Who are you promoting your business to? If its not someone who is actually spending money in the industry and ready to buy from you than you have a marketing problem.

    This “attraction marketing blueprint” and funded proposal concept is fundamental when building a network marketing business. The typical MLM business model typically takes years to build a huge downline necessary to have a successful business. And the retention is usually horrendous.  That is why it is vital to have several options for a prospect.

    Your primary network marketing company may not always be the answer. And if you sell a business to someone who does not understand how to distribute, you are only selling that person a problem. A fundamental rule of business and entrepreneurialism is to solve problems for people. Not create them the way many network marketers do.

    An effective attraction marketing blueprint will solve the network marketers problems by introducing them to powerful sales funnels that produce high quality leads and prospects. It will allow them to get into profit much sooner by offering lower cost affiliate products that serve two purposes.

    The first is to put well deserved and much needed cash into their pockets on the front end while they build their primary businesses on the back end. This will also promote them as more of a leader and a person of value because the educational “funded proposal” product has taught them something. It has helped them get closer to their goals.

    If you are serious about long term success in the network marketing industry than find yourself a system, an attraction marketing blueprint. Start looking for that mentor or coach that can get you closer to your goals. Learn a valuable skill and begin to implement it and teach it. The more you increase your personal value the more effective leader you’ll become and the more people will follow you in your enterprise.

     
  • kevinkhemphill 7:08 pm on October 17, 2009 Permalink | Reply
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    LEAD by any means NECESSARY ! 

    Some people sit and pontificate about whether leaders are made or born.

    The true leader ignores such arguments and instead concentrates on how to become better at leading people. In this article, we are going to discuss five leadership traits that people look for in a leader. If you are able to increase your skill in these five traits, you will make it easier for people to want to follow you. The less time you have to spend on getting people to follow you, the more time you have to spend refining exactly where you want to go and how to get there.

    The five leadership traits are:

    1. Honest
    2. Forward-Looking
    3. Competent
    4. Inspiring
    5. Intelligent

    These five characteristics come from Kouzes and Posner’s research into leadership that was done for the book The Leadership Challenge.

    Your skill at exhibiting these five traits is strongly correlated with people’s desire to follow your lead. Exhibiting these traits will inspire confidence in your leadership. Not exhibiting these traits or exhibiting the opposite of these traits will decrease your leadership influence with those around you.

    It is important to exhibit these traits. Simply possessing each trait is not enough; you have to display it in a way that people notice. People want to see you demonstrating these traits–not just assuming that you have them. It isn’t enough to just be neutral. For example, just because you are not dishonest will not cause people to recognize that you are honest. Just avoiding displays of incompetence won’t inspire the same confidence as truly displaying competence.

    The focus of each of these five traits needs to be on what people see you do–not just the things they don’t see you do. Being honest isn’t a matter of not lying–it is taking the extra effort to display honesty.

    Honesty as a Leadership Trait

    People want to follow an honest leader. Years ago, many employees started out by assuming that their leadership was honest simply because the authority of their position. With modern scandals, this is no longer true.

    When you start a leadership position, you need to assume that people will think you are a little dishonest. In order to be seen as an honest individual, you will have to go out of your way to display honesty. People will not assume you are honest simply because you have never been caught lying.

    One of the most frequent places where leaders miss an opportunity to display honesty is in handling mistakes. Much of a leader’s job is to try new things and refine the ideas that don’t work. However, many leaders want to avoid failure to the extent that they don’t admit when something did not work.

    There was a medium size organization that was attempting to move to a less centralized structure. Instead of one location serving an entire city, they wanted to put smaller offices throughout the entire metro area. At the same time, they were planning an expansion for headquarters to accommodate more customers at the main site. The smaller remote offices was heralded as a way to reach more customers at a lower cost and cover more demographic areas.

     

    After spending a considerable amount of money on a satellite location, it became clear that the cost structure would not support a separate smaller office. As the construction completed on the expanded headquarters building, the smaller office was closed. This was good decision making. The smaller offices seemed like a good idea, but when the advantages didn’t materialize (due to poor management or incorrect assumptions) it made sense to abandon the model. This was a chance for the leadership to display honesty with the employees, be candid about why things didn’t work out as expected, learn from the mistakes an move on.

     

    Unfortunately in this situation the leadership told employees that they had planned on closing the satellite location all along and it was just a temporary measure until construction was completed on the larger headquarters building. While this wasn’t necessarily true, it didn’t quite cross over into the area of lying. Within a few months the situation was mostly forgotten and everyone moved on. Few of the employees felt that leadership was being dishonest. However, they had passed up a marvelous opportunity to display the trait of honesty in admitting a mistake.

    Opportunities to display honesty on a large scale may not happen every day. As a leader, showing people that you are honest even when it means admitting to a mistake, displays a key trait that people are looking for in their leaders. By demonstrating honesty with yourself, with your organization and with outside organizations, you will increase your leadership influence. People will trust someone who actively displays honesty–not just as an honest individual, but as someone who is worth following.

    Forward-Looking as a Leadership Trait

    The whole point of leadership is figuring out where to go from where you are now. While you may know where you want to go, people won’t see that unless you actively communicate it with them. Remember, these traits aren’t just things you need to have, they are things you need to actively display to those around you.

    When people do not consider their leader forward-looking, that leader is usually suffering from one of two possible problems:

    1. The leader doesn’t have a forward-looking vision.
    2. The leader is unwilling or scared to share the vision with others.

    When a leader doesn’t have a vision for the future, it usually because they are spending so much time on today, that they haven’t really thought about tomorrow. On a very simplistic level this can be solved simply by setting aside some time for planning, strategizing and thinking about the future.

    Many times when a leader has no time to think and plan for the future, it is because they are doing a poor job of leading in the present. They have created an organization and systems that rely too much on the leader for input at every stage.

    Some leaders have a clear vision, but don’t wish to share it with others. Most of the time they are concerned that they will lose credibility if they share a vision of the future that doesn’t come about. This is a legitimate concern. However, people need to know that a leader has a strong vision for the future and a strong plan for going forward. Leaders run into trouble sharing their vision of the future when they start making promises to individuals. This goes back to the trait of honesty. If a leader tells someone that “next year I’m going to make you manager of your own division”, that may be a promise they can’t keep. The leader is probably basing this promotion on the organization meeting financial goals, but the individual will only hear the personal promise.

    An organization I was working with was floundering. It seemed like everyone had a different idea about what they were trying to achieve. Each department head was headed in a different direction and there was very little synergy as small fiefdoms and internal politics took their toll.

    Eventually a consulting firm was called in to help fix the problem. They analyzed the situation, talked to customers, talked to employees and set up a meeting with the CEO. They were going to ask him about his vision for the future. The employees were excited that finally there would be a report stating the direction for the organization.

    After the meeting, the consultants came out shaking their heads. The employees asked how the important question had gone to which the consultants replied, “we asked him, but you aren’t going to like the answer”. The CEO had told the consultant that, while he had a vision and plan for the future, he wasn’t going to share it with anyone because he didn’t want there to be any disappointment if the goals were not reached.

    Leaders can communicate their goals and vision for the future without making promises that they may not be able to keep. If a leader needs to make a promise to an individual, it should be tied to certain measurable objectives being met. The CEO in the example didn’t realize how much damage he was doing by not demonstrating the trait of being forward-looking by communicating his vision with the organization.

    The CEO was forward-looking. He had a plan and a vision and he spent a lot of time thinking about where the organization was headed. However, his fear of communicating these things to the rest of the organization hampered his leadership potential.

    Competency as a Leadership Trait

    People want to follow someone who is competent. This doesn’t mean a leader needs to be the foremost expert on every area of the entire organization, but they need to be able to demonstrate competency.

    For a leader to demonstrate that they are competent, it isn’t enough to just avoid displaying incompetency. Some people will assume you are competent because of your leadership position, but most will have to see demonstrations before deciding that you are competent.

    When people under your leadership look at some action you have taken and think, “that just goes to show why he is the one in charge”, you are demonstrating competency. If these moments are infrequent, it is likely that some demonstrations of competency will help boost your leadership influence.

    Like the other traits, it isn’t enough for a leader to be competent. They must demonstrate competency in a way that people notice. This can be a delicate balance. There is a danger of drawing too much attention to yourself in a way that makes the leader seem arrogant. Another potential danger is that of minimizing others contributions and appearing to take credit for the work of others.

    As a leader, one of the safest ways to “toot you own horn without blowing it”, is to celebrate and bring attention to team achievements. In this way you indirectly point out your competency as a leader. For example: “Last year I set a goal of reaching $12 million in sales and, thanks to everyone’s hard word, as of today, we have reached $13.5 million.”

    Inspiration as a Leadership Trait

    People want to be inspired. In fact, there is a whole class of people who will follow an inspiring leader–even when the leader has no other qualities. If you have developed the other traits in this article, being inspiring is usually just a matter of communicating clearly and with passion. Being inspiring means telling people how your organization is going to change the world.

    A great example of inspiration is when Steve Jobs stole the CEO from Pepsi by asking him, “Do you want to sell sugar water for the rest of your life, or do you want to change the world?” Being inspiring means showing people the big picture and helping them see beyond a narrow focus and understand how their part fits into the big picture.

    One technique to develop your ability to inspire is telling stories. Stories can be examples from your customers, fictitious examples from your customers, or even historical fables and myths. Stories can help you vividly illustrate what you are trying to communicate. Stories that communicate on an emotional level help communicate deeper than words and leave an imprint much stronger than anything you can achieve through a simple stating of the facts.

    Learning to be inspiring is not easy–particularly for individuals lacking in charisma. It can be learned. Take note of people who inspire you and analyze the way they communicate. Look for ways to passionately express your vision. While there will always be room for improvement, a small investment in effort and awareness will give you a significant improvement in this leadership trait.

    Intelligence as a Leadership Trait

    Intelligence is something that can be difficult to develop. The road toward becoming more intelligent is difficult, long and can’t be completed without investing considerable time. Developing intelligence is a lifestyle choice. Your college graduation was the beginning of your education, not the end. In fact, much of what is taught in college functions merely as a foundational language for lifelong educational experiences.

    To develop intelligence you need to commit to continual learning–both formally and informally. With modern advances in distance, education it is easy to take a class or two each year from well respected professors in the evening at your computer.

    Informally, you can develop a great deal of intelligence in any field simply by investing a reasonable amount of time to reading on a daily basis. The fact is that most people won’t make a regular investment in their education. Spending 30 minutes of focused reading every day will give you 182 hours of study time each year.

    For the most part, people will notice if you are intelligent by observing your behavior and attitude. Trying to display your intelligence is likely to be counterproductive. One of the greatest signs of someone who is truly intelligent is humility. The greater your education, the greater your understanding of how little we really understand.

    You can demonstrate your intelligence by gently leading people toward understanding–even when you know the answer. Your focus needs to be on helping others learn–not demonstrating how smart you are. Arrogance will put you in a position where people are secretly hopeful that you’ll make a mistake and appear foolish.

    As unintuitive as it may seem, one of the best ways to exhibit intelligence is by asking questions. Learning from the people you lead by asking intelligent thoughtful questions will do more to enhance your intelligence credibility than just about anything. Of course this means you need to be capable of asking intelligent questions.

    Everyone considers themselves intelligent. If you ask them to explain parts of their area of expertise and spend the time to really understand (as demonstrated by asking questions), their opinion of your intelligence will go up. After all, you now know more about what makes them so intelligent, so you must be smart as well. Your ability to demonstrate respect for the intellect of others will probably do more to influence the perception of your intellect than your actual intelligence.

    Summary of the Five Leadership Traits

    By consciously making an effort to exhibit these traits, people will be more likely to follow you. These are the most important traits that people look for in their leaders. By exhibiting them on a regular basis, you will be able to grow your influence to its potential as a leader.

    Kevin K. Hemphill LIVE !!!!

    http://www.kevinkhemphill.com

    http://www.kevinkhemphill.wordpress.com

    Ph. 615-653-0679

     
  • kevinkhemphill 1:47 am on October 17, 2009 Permalink | Reply
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    Kevin K. Hemphill LIVE !!! 

    Kevin K. Hemphill
    PERSONAL EFFECTIVENESS COACH

    Business Advisor | Speaker | Team Builder | Legacy Strategist
    C| 615 .653.0679
    E| kevinkhemphill@gmail.com

    For over a decade, Kevin K. Hemphill has built business relationships and his broad career has touched hundreds of lives. Since 2004, he has been sharing these his talents with others.

    BUSINESS ROLES:

    • Business Advisor
    • Career Developer
    • Marketing/Sales Strategist
    • Real Investment Company President
    • Writer/Author
    • Guest Lecturer
    • Professional Speaker
    • CEO Advisor/Confidant/Sounding Board
    • Personal Effectiveness Coach
    • Family Non-Financial Legacy Strategist

    Kevin has had a profound impact on many, many people – simply by helping each person he meets discover the best they can be…no matter who they are, where they are, or what they do.

    HOW OTHERS DESCRIBE KEVIN:

    • Strong Seasoned Judgment/ Wise Advisor with Depth of Understanding
    • Encourager to Everyone
    • Powerful Communicator
    • Builds Strong Relationships
    • High Impact Delivery in Presentations
    • Maturity and Integrity, Trustworthy
    • Drive for Stakeholders Success
    • Leadership Versatility
    • Charisma
    • Broad Business Savvy
    • Entrepreneurial Risk Taker
    • Empowers Others to Be and Perform at Their Best
    • Fosters Open Dialogue
    • Public Image Skills/Bringing Out One’s Best in Any Setting
    • Adaptability/Flexibility
    • Contagious Energy and Enthusiasm
    • The Consummate Cheerleader to All
     
  • kevinkhemphill 5:54 pm on October 16, 2009 Permalink | Reply
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    WISDOM DROPS – 2/365 

    When your heart decides the destination, your mind will design the map to reach it.

     
  • kevinkhemphill 8:08 pm on October 15, 2009 Permalink | Reply
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    Daily Wisdom – 1 0f 365 

    Every problem is always a wisdom problem.
     
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